1. This highly-desirable ground-floor retirement apartment has superb in-house shared facilities, all set within a modern complex just a few steps from the town centre.

Situated at the rear of the development, it opens out on to a communal patio and walled gardens.

The modern accommodation consists of a private entrance hall, a living/dining room, a fitted kitchen, a main bedroom with an en-suite bathroom and a second bedroom with a shower room.

The shared facilities include a spacious residents’ lounge where there are regular coffee mornings and many other organised social events, a fully equipped laundry and charging points for mobility scooters.

The apartment in Pele Court, Friargate, Penrith, is for sale at £265,000 from Hayward Tod, tel. 01228 810300.

2. This well-presented ground-floor apartment is situated on the rural fringe of Penrith, backing on to the woodland of Beacon Edge, and tucked away in a private courtyard. There is a local bus route with easy access to Penrith town centre.

An entrance hall leads to a good-sized lounge, a kitchen which includes a built-in oven, hob and pantry, two bedrooms and a three piece bathroom.

There are communal gardens to the front of the property and a flagged yard with a raised landscaped garden to the rear.

The apartment also comes with a private garage and off-road parking.

The apartment in Jubilee Lodge, Beacon Edge, Penrith, is offered at £135,000 from H&H King Estate Agents, tel. 01768 840619.

3. Located in the popular village of Scotby, just minutes from Carlisle city centre, is this well- presented and spacious first floor apartment. Local amenities include a shop, a public house, hairdresser and primary school as well as recreational playing fields and play areas.

A hallway/landing leads to a large lounge with an electric fire in a feature fireplace, a fitted kitchen with built-in appliances, two double bedrooms, one with a storage cupboard and the other with access to a partly boarded loft, and a three-piece bathroom.

Outside is a communal drying area and car parking spaces.

The apartment in Wheelbarrow Court, Scotby, Carlisle, is on the market at £99,950 from H&H King Estate Agents, tel. 01228 810799.