People in Carlisle are worse off as double-dip recession bites
Last updated at 12:29, Monday, 18 June 2012
People in Carlisle are becoming worse off as the grip of the double-dip recession tightens on the city.
Debt experts say that, on average, people in the area have just £50 left in their pockets after forking out for basic living costs.
The figure is £28-a-month worse that it was this time last year – and there are fears that it could slipfurther.
Research by the Consumer Credit Counselling Service found that people in Carlisle owed an average of £18,534 in the likes of credit cards, store cards, payday loans and other kinds of unsecured debt.
The figure for the city is higher than the UK average of just under £18,000 and emerged as it was revealed that the number of households in Cumbria with an income of less than £10,000 has rocketed from 19,000 in 2009 to 30,000 last year.
It is further sign of the difficulties families are facing as they struggle with the likes of job losses, falling income and changes to benefits.
Nearly 300 people from the Carlisle area contacted CCCS in 2011 for free advice on their situations.
Delroy Corinaldi, the service’s director of external affairs, said: “Households in Carlisle are under relentless pressure from a combination of low wage growth and the rising cost of living. I am concerned that as the financial squeeze continues to tighten, many more people in Carlisle are at risk of falling into serious debt.
“No-one should have to struggle with this problem alone. Free, impartial and independent advice is available from debt charities such as CCCS – and the most important step you can take is to seek free advice as soon as you start to fall behind.”
The figures have not surprised those working on the ground to help ease people’s money woes in Cumbria.
Andy Auld, of CarlisleCitizens’ Advice Bureau, said: “The situation locally is reflecting that nationally where people have less money because their income has dropped through overtime bans or because household income has been reduced because of benefits changes.
“Well paid jobs have also been lost.”
Mr Auld said people from all walks of life were now turning for help with money worries.
“We are not just seeing people who are out of work, but those who are in work but have had their household incomes reduced,” he added.
CCCS can be contacted by calling 0800 138 1111. It also runs an anonymous online debt counselling service at www.cccs.co.uk.
Carlisle CAB advice line: 01228 633900. Its website is www.carlislecab.co.uk.
First published at 11:30, Monday, 18 June 2012
Published by http://www.newsandstar.co.uk
Have your say
Evil Mcbad,your attitude towards work says it all.That's why most U.K. job vacancies are being taken up by Eastern European job-seekers.I suppose you are just another one of the "Give me something for nothing clan"? Trouble is we have a lucrative benefits system that rewards dossers and people who won't work,so we employ Eastern European workers,simples!
I'm an employer and I've just recruited into a couple of positions.
I had over 200 applications and I would say 80% of them were littered with punctuation and spelling mistakes. If you really want a job, is it really that hard to click the spell check button?
Of the 20% remaining, about 10% of those had 'references available on request'. So you're trying to sell yourself to me yet you expect me to chase you for references?
So this now leaves me with 10% of the original 200 plus applications. Whittle away those without experience and the job hoppers who seem to only last a month, and I'm not left with much choice. And before you jump on the band wagon of âit may not be their fault that they only last a monthâ it costs my company over Â£700 to put someone onto our payroll system by the time you factor in time spent interviewing, the HR work involved, payroll work involved, buying uniform, health and safety, on the job training etc. So Iâm not going to look twice at that type of applicant.
I interviewed 6 people out of the total who applied.
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